uob personalized banking
uob personalized banking
Blog Article
UOB Lender provides a range of own banking solutions made to meet the financial requirements of people. Underneath is an in depth overview to assist you to have an understanding of The real key features and offerings.
Kinds of Accounts
Financial savings Account: This account enables you to save money when earning curiosity.
Attributes: Easy accessibility, curiosity earnings, negligible service fees.
Added benefits: Risk-free spot for your cash, possible expansion by means of desire.
Existing Account: Perfect for everyday transactions and managing bills.
Attributes: Checkbook facility, overdraft defense.
Advantages: Easy for regular payments and withdrawals.
Mounted Deposit Account: For those planning to earn increased desire prices around a set interval.
Characteristics: Preset phrase deposits, increased interest costs in comparison to personal savings accounts.
Benefits: Secure expenditure possibility with predictable returns.
Financial loans
Particular Financial loans: Unsecured financial loans which might be used for numerous reasons like education and learning or household renovation.
Styles:
Installment Financial loans
Credit history Strains
Benefits: Flexible repayment conditions, aggressive desire fees.
Dwelling Financial loans: Personalized methods for paying for assets or refinancing present home loans.
Sorts:
Mounted Fee Residence Bank loan
Floating Charge House Loan
Advantages: Different ideas to suit unique desires, beautiful costs.
Charge cards
UOB provides An array of charge cards catering to distinct lifestyles and paying out practices:
Rewards Playing cards: Generate details on just about every acquire which can be redeemed for items or travel miles.
Cashback Playing cards: Get income rebates on daily expending for example groceries and dining out.
Journey Playing cards: Specific benefits like air miles accumulation and journey insurance coverage protection.
Investment decision Products and services
For individuals serious about developing their prosperity by means of investments:
Device Trusts * Diversified portfolio managed by experts. * Suited to lengthy-expression advancement goals.
Structured Deposits * Brings together the options of standard deposits with financial investment items. * Most likely higher returns but with some chance associated.
Insurance coverage Solutions
To shield your self and Your loved ones from unexpected situations:
Life Insurance policy * Delivers economical stability in the event of Dying or critical sickness. * Also can serve as a cost savings Software according to the plan check here picked.
Overall health Coverage * Covers health-related bills which include hospitalization expenditures. * Important for mitigating higher Health care expenditures.
Electronic Banking Products and services
Comfort at your fingertips by means of digital platforms:
Online Banking
Helps you to regulate your finances on line:
See account balances and transaction record
Transfer funds in between accounts or pay out expenses
Apply for new goods (loans/charge cards)
Cellular Banking
Banking on-the-go through mobile applications:
Quick balance checks
Cellular payment solutions (QR code payments)
Notifications & alerts about account exercise
Using these comprehensive choices, UOB aims to provide personalized banking solutions that cater particularly to person specifications whilst making sure advantage and safety in all transactions.